Health Insurance Plans in India — Compare & Choose the Best
In India, one hospital bill can undo years of savings — this guide helps you prevent that. Rising medical costs and confusing policy options often leave families unsure about which health insurance plan to choose — and whether their coverage will actually protect them when it matters most. This guide is designed to help you make confident, informed decisions. You’ll learn why health insurance is non-negotiable in India, how to compare plans beyond just premium, which policy types suit different family needs, how tax benefits under Section 80D work, the role of government schemes like Ayushman Bharat (PM-JAY), and exactly how claims, portability, and renewals function. By the end, you’ll have a clear action plan to choose the right health insurance plan for your family — without guesswork. 1. Why health insurance is non-negotiable in India today Medical costs in India have risen consistently: hospitalisation, diagnostics, surgery and post-op care now regularly run into lakhs for complex...